Apple iPhone 13 Prize Draw Terms and Conditions

1. The Promoter is Switched On Insurance, which is a trading name of Taurus Insurance Services Ltd. Registered Office: Sovereign Place, 117 Main Street, Gibraltar.

2. Participation in this promotion is deemed acceptance of these terms and conditions.

3. This competition is available to those who purchase a Switched On Gadget Insurance policy direct either via the website - - or by calling 0207 183 6081 between 24 September 2021 and 31 December 2021. Purchasers will receive one automatic entry into the prize draw.

4. No entry will be given if a policy is purchased via a third party such as an aggregator website.

5. One winner will be selected at random within 30 days of the competition end date. The policy must still be in-force when the prize draw is conducted.

6. The winner will be notified via email and/or telephone, using the details given at the time of purchase. If no response is received within 14 days of the last notification attempt, their claim will be forfeited, and another winner will be selected in accordance with the process described above.

7. Switched On accepts no liability for any future issues that may arise from the ownership and use of the prize provided in this giveaway, apart from any initial problems that occur within 30 days of receipt. The prize is for an Apple iPhone 13 handset and the items that come with it at the point of sale only. The winner is solely responsible for all additional ongoing costs such as, but not limited to, network fees, contracts, phone and data charges.

8. This offer cannot be used in conjunction with any other offer. This offer is not transferable or exchangeable and cannot be redeemed for cash.

9. Switched On reserves the right to withdraw, amend, substitute, or cancel this promotion and terms and conditions at any time.

10. Switched On reserves the right to refuse entry or refuse to award the prize to anyone in breach of these terms and conditions.

11. This prize draw is not open to employees of Taurus Insurance Services Ltd, their families, agents or any third party directly associated with administration of the prize draw.

12. The decision of Switched On regarding any aspect of the prize draw is final and binding and no correspondence will be entered into about it.

13. The winner agrees to Switched On using their details to promote the results of the competition.

14. This competition is only open to residents of the United Kingdom, excluding Northern Ireland.