What's covered and how much does it cost?
We offer three levels of cover so you can choose the policy that suits you best. With Standard cover you’re protected against accidental damage and mechanical breakdown. Premium cover adds to this by also covering theft. Ultimate cover is our most comprehensive policy with accidental damage, mechanical breakdown, theft and loss all covered for complete peace of mind. Take a look below to see how much our great value policies start from!
Standard Cover
Premium Cover
Ultimate Cover
Standard Cover
£12.00 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
With our Standard Cover, you're insured for accidental damage, liquid damage, mechanical breakdown and cracked screen. You also get £50 mobile accessory cover and 60 days per year worldwide cover.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
60 days per trip
Worldwide Cover
Excluded
Unauthorised Use
Excluded
E-Wallet Cover
Excluded
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Premium Cover
£13.00 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
Our Premium Cover includes theft cover in addition to accidental damage, liquid damage, mechanical breakdown and cracked screen. Accessory cover is £100 and you get 120 days a year of worldwide cover. In the event of theft, you get a replacement phone. You're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
90 days per trip
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Unauthorised Calls
Unauthorised Calls
Ultimate Cover
£15.00 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
With our Ultimate Cover, you get loss and theft cover, plus accidental damage, liquid damage, mechanical breakdown and cracked screen. Mobile accessory cover is £150 and you get 120 days per year of worldwide cover. In the event of loss or theft, you get a replacement phone. Whether your device is lost or stolen, you're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
120 days per trip
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Included
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Unauthorised Calls
Unauthorised Calls
Device Loss
Device Loss
Get started with our gadget insurance quote
Cover to match your circumstances
Family Bundle Cover
Bundle & Save
Protect all your family's phones and gadgets with one of our great value, hassle free bundle policies.
Student Gadget Cover
Covers your gadgets no matter whether you are at home, university or traveling abroad for up to 120 days per year.
Business Gadget Cover
Covers gadgets such as phones, laptops, tablets owned by your company and used by any employee.
Why Switched On Insurance
Family Phone & Gadget Insurance as it should be with great prices, fast claims, and exceptional service.
We've become increasingly reliant on our gadgets and it's not hard to imagine the impact on our daily lives if a vital piece of tech breaks down, gets accidently damaged, is lost or stolen.
That's where gadget insurance from Switched On offers complete peace of mind that should the worst happen, we'll get you back to where you were before the issue arose, fast, so you won't be without your beloved device for long.
Here at Switched On our award winning, highly rated gadget insurance is designed to be flexible, simple, and fair. There are no contracts so you can cancel your cover at any time. You can select to pay for your cover monthly or annually, and our online claims portal means you can make a claim 24/7! And when it comes to claims, not only are they unlimited, but we also offer a range of solutions, with like-for-like replacements and rapid repair options including at Apple Genius Bars and Samsung stores.
Plus, if you have more than one gadget to insure our bundle policies offer great value as you can insure up to 10 devices on one policy and the more you insure the more you save!
Truly unlimited claims
No hidden claim cost
12 month warranty on replacements
24 hour replacements
Defaqto 5 Star Rating applies to Ultimate Personal Gadget Insurance Only.
I have been really pleased with Switched On Insurance and I use them for all my gadgets. Their customer support has been fantastic, and when dealing with a claim for a damaged iPhone they were extremely efficient, everything was online, and we had the option to get the repair done at an Apple Store.
Nick M
I've had Ultimate Cover for my iPhone with Switched On Insurance since 2014. The process for making claims, and managing repairs/replacements is simple, quick, and efficient, and the pricing is competitive, which is why I renew.
Lyndsey
Really helpful customer services staff and fantastic products and prices. This is my 3rd year insuring with them.
Ralph M
Easy to use, competitive price, excellent cover would definitely recommend.
Geoff H
The service was seamless and extremely easy to complete took only 5 minutes and the cover provided is extensive which is great for peace of mind.
Nick B