Changes to Switched On Travel Insurance policies relating to Israel - find out more here.

Cover for Sports and Activities

All of our policies include cover for a number of sports and activities (sometimes called Hazardous Activities).

This can sometimes be confusing to understand what you are or aren't covered for.

Below are lists of activities that can or cannot be covered by this policy. Please telephone the Switched On Customer Helpline if you are unsure as to whether your intended activity is covered by your policy.

For all sports and activities, participation in competition is excluded unless agreed by us.

The following activities are covered under our policies.

Aerobics
Athletics (amateur)
Badminton
Banana Boating
Bar Work
Baseball
Basketball
Board Sailing (Windsurfing)
Body Boarding
Boogie Boarding
Bridge Walking e.g. Sydney Harbour Bridge
Canoeing/Kayaking - up to Grade 2 rivers only
Canopy Walking
Cricket
Curling
Cycling (not main purpose of trip - recreational only, no racing or competitions)
Fell Running/Walking
Fishing
Football/Soccer (non competitive)
Golf
Gymnastics (no competitions)
Hiking/Trekking/Walking under 2,500m
Ice Skating
Non-Manual Work
Marathon Running
Mountain Biking (recreational including general cross country and off road cycling)
Paddle Boarding
Rambling
Restaurant Work
River Tubing (up to grade 2 rivers and not through caves)
Roller Skating/Blading (wearing pads and helmets)
Safari (professionally organised and without guns)
Sailing (inland waters or coastal waters within 12 miles of land)
SCUBA Diving (down to 30m accompanied by a qualified diver or instructor)
Sleigh Rides pulled by a horse or reindeer, as a passenger with a professional driver
Snorkelling
Softball
Squash
Surfing
Swimming
Swimming with dolphins
Tennis
Trampolining
Volleyball
Water Skiing (no jumping)
Water Polo
Windsurfing
Zip Lining/Wiring

The following activities are covered under this policy. However, no cover is provided under the Personal Accident or Personal Liability sections.

Archery
Canoeing / Kayaking (up to grade 3 rivers only)
Fencing
Flotilla Sailing (with professional leader)
Go Karting
Hot Air Ballooning (organised pleasure rides only)
Indoor Climbing (sport climbing with belays)
Jet Boating (as a passenger only and no racing)
Motorcycling as a rider or passenger on a machine 125cc or under (You must wear a crash
helmet and, as a rider, have held a motorcycle licence for at least 3 years and are conviction
free)
Paint Balling (eye protection must be worn)
Parascending over water
Rowing (no racing)
Segway Riding (organised tours only and a safety helmet must be worn)
Zorbing

The following activities may be covered upon payment of an additional premium for the Sports and Activities cover.

Abseiling (within organiser’s guidelines)
Black Water Rafting
Land Skiing (not on snow)
Octopush
Rap Jumping/Running (within organiser’s guidelines)
Safari Trekking on foot (must be organised tour booked in the United Kingdom)
Sea Kayaking
White Water Rafting (up to grade 3 within organiser’s guidelines)

The following activities are NOT covered under this policy.

Base Jumping
Big Game Hunting
BMX Stunt Riding
Bouldering
Boxing
Canyoning
Caving / Pot Holing
Coasterring
Cycle Racing
Flying except as a fare paying passenger in a licenced passenger carrying aircraft
Free / High Diving
Gliding
Hang Gliding
Judo / Karate / Martial Arts
Kite Surfing
Lacrosse
Manual Work
Micro Lighting
Motorcycling as a rider or passenger on a machine over 125cc
Mountaineering
Parachuting
Paragliding
Parascending over land
Polo
Professional / Semi Professional Sports
Quad Biking
Rock Climbing
Sailing outside territorial waters
Scuba Diving below 30m
Shark Cage Diving
Shark Diving
Tombstoning
Track Days using motorised vehicles
Water Ski Jumping
Weightlifting
White Water Rafting (grade 4 and above)
Wrestling