Planning a Trip to Malta? Here’s What You Need to Know

Malta is one of the Mediterranean's most popular holiday destinations. It offers a mix of history, culture and beautiful coastlines, making it ideal for couples, families and solo travellers alike. Explore the UNESCO listed streets of Valletta, wander through the ancient city of Mdina or take a boat trip to the Blue Lagoon. If you're looking for adventure, Gozo is known for its diving spots, coastal walks and scenic views.

Grand Harbour in Valletta, Malta

Getting around Malta is easy. Regular buses connect the island's towns and attractions, while ferries make it simple to visit Gozo and Comino. English is one of Malta's official languages, and the Euro is the local currency.

Boat anchored in the clear turquoise waters off Malta

Before you travel, make sure you have the right cover in place. Delayed flights, lost baggage and medical issues can quickly disrupt any holiday. Our Malta Travel Insurance includes cover for emergency medical expenses, cancellation, lost baggage, gadgets and over 50 sports and activities. There’s access to our FREE Air Doctor service and a 24/7 Emergency Medical Helpline. With a choice of cover levels and optional extras, you can choose the policy that's right for you.

Choose the Right Cover for Your Malta Trip

Pick between our Standard, Premium or Ultimate cover levels, then add any optional extras you need.

Standard Cover

XS

£75 Excess

£10,000,000 Emergency medical expenses cover

£2,000 Cancellation cover

Up to £3,000 Gadget cover with £500 included at no extra cost

£2,000 Personal possessions

Up to £1,250 Missed departure

Cover for Over 50 Sports & Activities

Premium Cover

XS

£75 Excess

£15,000,000 Emergency medical expenses cover

£3,500 Cancellation cover

Up to £3,000 Gadget cover with £750 included at no extra cost

£2,000 Personal possessions

Up to £1,250 Missed departure

Cover for Over 50 Sports & Activities

Ultimate Cover

XS

£75 Excess

£20,000,000 Emergency medical expenses cover

£5,000 Cancellation cover

Up to £3,000 Gadget cover with £1,000 included at no extra cost

£3,000 Personal possessions

Up to £1,250 Missed departure

Cover for Over 50 Sports & Activities

Tailor Your Cover for Malta

Whether you're setting sail on a cruise or travelling with valuable gadgets, our optional extras let you tailor your policy to suit your trip.

Phone, tablet, smartwatch and tech accessories laid out flat

Enhanced Gadget Cover

Your gadgets go everywhere with you, so it's important they're protected too. Gadget cover is included as standard on all Switched On Travel Insurance policies for phones, laptops, tablets, smartwatches and more.

Our Standard policies include up to £500 of gadget cover, while Premium includes £750 and Ultimate includes £1,000. If you need a higher level of protection, you can increase your cover to £3,000 with our Enhanced Gadget Cover.

Cruise ship sailing in the Mediterranean Sea

Cruise Cover

Planning a cruise around Malta or the Mediterranean? Add Cruise Cover to your policy for extra protection while you're at sea. It includes increased personal baggage cover up to £3,500, cover for missed port, cabin confinement and missed excursions, helping you enjoy your cruise with confidence.

Please note that medical expenses incurred while on a cruise are only covered if you have added Cruise Cover to your policy.

Traveller making a contactless card payment

Excess Waiver

Want to avoid paying the excess if you need to make a claim? Add Excess Waiver Cover to your policy before you travel. If you make a valid claim that's covered by your policy, you won't have to pay the policy excess, helping you avoid unexpected costs while you're away.

Golf flag on a putting green

Golf Cover

Planning a golfing holiday in Malta? Add Golf Cover and enjoy every round with confidence. Whether you're playing at the Royal Malta Golf Club or fitting in a game during your holiday, we've got you covered.

Golf Cover includes protection for your own and hired golf equipment, green fees if illness or injury stops you from playing, and even hole-in-one celebrations.

Two people kayaking on clear blue sea

Sports & Activities Cover

Malta is a great place to get active. Go snorkelling in the Blue Lagoon, kayak along the coast or enjoy cycling, hiking and paddleboarding (in line with policy terms and conditions). Our travel insurance includes cover for over 50 sports and activities as standard, so many popular holiday activities are already covered.

Planning something more adventurous? You may need to add Sports & Activities Cover to your policy. Before you travel, check our Sports & Activities page to see if your chosen activity is included or if you need extra cover.

Get Covered for Malta in 3 Easy Steps

1

Get your quote

Tell us when you're travelling to Malta, who's going and if you have any medical conditions to declare. You can get a quote online in just a few minutes.

2

Select your cover

Choose between Standard, Premium or Ultimate cover, then add optional extras like Excess Waiver, Cruise and Enhanced Gadget Cover if you need them.

3

Purchase your cover & travel with confidence

Buy your cover online and your policy documents will be sent to your inbox. Then all that's left to do is pack your bags and enjoy your trip to Malta.

Malta Travel Essentials

Here are a few things worth noting before you travel to Malta.

Declare any pre-existing medical conditions

If you have any pre-existing medical conditions, make sure you declare them to us when you get your quote. This helps us provide the right cover for your trip.

If you need to make a claim and haven't declared a medical condition, your claim could be declined in part or in full. That's why it's important to answer all medical questions and make sure your details are correct before you travel.

Make sure to take your Global Health Insurance Card (GHIC) with you when you travel to Malta. It gives you access to state healthcare at the same cost as a Maltese resident, and in some cases, for free.

If you need medical treatment and use your GHIC, we won't charge the excess on your related medical claim. However, your GHIC doesn't cover everything. It won't pay for emergency medical repatriation or other travel insurance benefits, so it's important to have the right cover in place before you travel.

If you become seriously ill or injured while you're in Malta, our 24/7 Emergency Medical Helpline is here to help. Day or night, our experienced team will make sure you get the care and support you need.

As a Switched On policyholder, you'll also get access to our FREE Air Doctor service. If you suffer a minor illness or injury while you’re in Malta, you can book an appointment through the Air Doctor app or website to see a doctor in person, or via a video consultation. And we’ll cover the resulting fee, so there's nothing for you to pay and claim back on your return*.

Find out more about Air Doctor here.

Before you travel, check that your passport meets the entry requirements for Malta. It should be valid for at least 3 months after the day you plan to leave Malta and must be less than 10 years old on the day you travel. It's a good idea to check your passport well before your departure date. If you need to renew it, allow enough time for it to arrive before you travel.

If your passport is lost or stolen while you're away, you can apply for an Emergency Travel Document to help you return to the UK.

The EU Entry/Exit System (EES) is now in place for UK travellers visiting Malta and other countries in the Schengen Area. On your first trip, you'll usually need to have your photo taken and fingerprints scanned at border control. This is instead of having your passport stamped.

It may take a little longer to pass through border control, especially during busy travel periods. Allow some extra time and follow the instructions given by border staff.

Ready to protect your trip to Malta?

Get a quote in just a few minutes and choose the cover that’s right for your holiday.

*Air Doctor is subject to limits, exclusions and conditions. Please see our Air Doctor page for full terms and conditions.