What's covered and how much does it cost?

We offer three levels of cover so you can choose the policy that suits you best. With Standard cover you’re protected against accidental damage and mechanical breakdown. Premium cover adds to this by also covering theft. Ultimate cover is our most comprehensive policy with accidental damage, mechanical breakdown, theft and loss all covered for complete peace of mind. Take a look below to see how much our great value policies start from!

Standard Cover

Premium Cover

Ultimate Cover

Standard Cover

£4.25 Per Month

+ pay annually get 2 months free

+ no limit on claims

+ 12 month warranty on replacements

Standard Product

With our Standard Cover, you're insured for accidental damage, liquid damage, mechanical breakdown and cracked screen. You also get £50 mobile accessory cover and 60 days per year worldwide cover.

14 day money back guarantee

No contract and cancel anytime


Included

Accidental Damage


36 months

Max Device Age


Included

Liquid Damage


Included

Mechanical Breakdown


Included

Cracked Screen


£250

Accessory Cover


60 days per trip

Worldwide Cover


Excluded

Unauthorised Use


Excluded

E-Wallet Cover


Excluded

Theft Cover


Excluded

Loss Cover


Terms and conditions apply

Liquid Damage

Liquid Damage


Mechanical Breakdown

Mechanical Breakdown


Broken Sockets

Broken Sockets


Cracked Screens

Cracked Screens


Premium Cover

£4.75 Per Month

+ pay annually get 2 months free

+ no limit on claims

+ 12 month warranty on replacements

Premium Product

Our Premium Cover includes theft cover in addition to accidental damage, liquid damage, mechanical breakdown and cracked screen. Accessory cover is £100 and you get 120 days a year of worldwide cover. In the event of theft, you get a replacement phone. You're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.

14 day money back guarantee

No contract and cancel anytime


Included

Accidental Damage


36 months

Max Device Age


Included

Liquid Damage


Included

Mechanical Breakdown


Included

Cracked Screen


£250

Accessory Cover


90 days per trip

Worldwide Cover


£2500

Unauthorised Use


£500

E-Wallet Cover


Included

Theft Cover


Excluded

Loss Cover


Terms and conditions apply

Liquid Damage

Liquid Damage


Mechanical Breakdown

Mechanical Breakdown


Broken Sockets

Broken Sockets


Cracked Screens

Cracked Screens


Unauthorised Calls

Unauthorised Calls


Ultimate Cover

£5.00 Per Month

+ pay annually get 2 months free

+ no limit on claims

+ 12 month warranty on replacements

Ultimate Product

With our Ultimate Cover, you get loss and theft cover, plus accidental damage, liquid damage, mechanical breakdown and cracked screen. Mobile accessory cover is £150 and you get 120 days per year of worldwide cover. In the event of loss or theft, you get a replacement phone. Whether your device is lost or stolen, you're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.

14 day money back guarantee

No contract and cancel anytime


Included

Accidental Damage


36 months

Max Device Age


Included

Liquid Damage


Included

Mechanical Breakdown


Included

Cracked Screen


£250

Accessory Cover


120 days per trip

Worldwide Cover


£2500

Unauthorised Use


£500

E-Wallet Cover


Included

Theft Cover


Included

Loss Cover


Terms and conditions apply

Liquid Damage

Liquid Damage


Mechanical Breakdown

Mechanical Breakdown


Broken Sockets

Broken Sockets


Cracked Screens

Cracked Screens


Unauthorised Calls

Unauthorised Calls


Device Loss

Device Loss


Get started with our gadget insurance quote

Cover to match your circumstances

Family Bundle Cover

Bundle & Save

Great value, hassle free cover for all your family’s phones and gadgets with one of our comprehensive bundle policies.

Learn more

Student Gadget Cover

Covers your gadgets no matter whether you are at home, university or travelling abroad for up to 120 days per year.

Learn more

Business Gadget Cover

Covers gadgets such as phones, laptops, tablets owned by your company and used by any employee.

Learn more

Why Switched On Insurance?

Insurance as it should be with great prices, fast claims, and exceptional service.

Whatever mobile phone you have, for most of us this device has become important, even essential in our everyday lives. It's only when our phone breaks down, gets accidentally smashed, lost or stolen do we realise how much we rely on them and how important it is to be able to repair or replace it quickly.

That's where mobile phone insurance from Switched On offers complete peace of mind that should the worst happen, we'll get you back to where you were before the issue arose, fast, so you won't be without your beloved device for long.

Here at Switched On our award winning, highly rated phone insurance is designed to be flexible, simple, and fair. There are no contracts so you can cancel your cover at any time. You can select to pay for your cover monthly or annually, and our online claims portal means you can make a claim 24/7! And when it comes to claims, not only are they unlimited, but we also offer a range of solutions, with like-for-like replacements and rapid repair options including at Apple Genius Bars and Samsung stores (on claim approval).

Plus, if you have other gadgets to insure apart from your phone, our bundle policies offer great value as you can insure up to 10 devices on one policy and the more you insure the more you save – perfect if you have a household full of tech.

So if you're looking for the peace of mind that phone insurance provides, you can rest assured that you'll be fully protected with Switched On.

Find out more

Frequently asked questions

You select the device or devices you'd like to insure, choose your preferred type and level of cover, then pay a monthly or annual fee. Just like household contents insurance, you'll have to pay an excess in the event of a claim. However, mobile phone insurance excess is a lot less than contents insurance excess.

Here at Switched On Insurance, all our mobile phone insurance policies cover liquid damage.

All of our mobile phone insurance policies cover cracked phone screens.

What your policy covers depends on the level of cover you have opted for. At Switched On Insurance, our Standard Cover includes accidental damage and breakdown, our Premium Cover adds device theft and our Ultimate Cover adds device loss.

With all our policies you're covered for repairs and replacements to your mobile phone's accessories and you're also covered when you're travelling abroad. The amount and duration of these varies according to the level of cover you've selected.

Our Premium and Ultimate packages include cover for unauthorised use and unauthorised e-wallet transactions in the event of theft or loss.

We insure any make and model of mobile phone, with a maximum age of 36 months. You can also get cover for other devices such as tablets, laptops, PCs, e-readers, games consoles, cameras, sat-navs and wearable gadgets. To see how much it costs to cover your device with our affordable cover, get a quick quote here.

You can insure any devices, irrespective of where they were purchased, if they are refurbished or second hand. This means whether you've bought your devices from eBay, Amazon, high street retailers or from friends, we'll be able to insure them.

You are covered immediately once your payment has gone through. You'll be emailed a link to download your policy documents straight away but you won't have to wait for this for the cover to begin.

If you've chosen our Personal, Student or Business Cover your policy will cover you for the device you selected to insure.

If you've chosen a Family Bundle, this will cover all the devices you selected to insure, regardless of which member of the family uses them.

To find out more about making a claim, and to access our easy to use 24/7 online portal, click here.