Policy Documents

Terms, conditions and important information about your cover

Gadget Policy Terms & Conditions

Please click on a booklet to download. The documents are in Adobe PDF format.

To view and print these documents on your computer you will need to have Adobe PDF reader installed (if you do not have this already).
You can download Adobe PDF reader from Adobe here.

Below are the latest versions of the gadget policy wordings' for each of our products.


For policies purchased on or after 01 September 2023

Policies covering personal, student and business cover

Policies covering our family bundles

Insurance Product Information Document (IPID)

Policy Wording Key Changes

Terms Of Business