Rated 5-Stars by our customers
Our gadget cover
A gadget can be any portable electronic item for example; mobile phone, smart phone, smart watch laptop, camera, games console, tablet pc, iPad, iPhone and Apple Watch. If it's in our list – its covered! Use our easy-to-use and friendly quote process to cover your item now. Our policies include cover for your phone when you take it on your travels – providing an essential compliment to your travel insurance. Switched On gadget insurance provides fantastic cover at low prices. We provide insurance for switched on people who know that coming direct can save them over half the price of buying from manufacturers, networks or high street retailers for equivalent or better cover, and remember if you insure more than one item at the same time you can receive a further discount!
Standard Cover
Premium Cover
Ultimate Cover
Standard Cover
£2.50 Per Month
+ pay annually get 1 month free
+ no limit on claims
+ 12 month warranty on replacements
With our Standard Cover, you're insured for accidental damage, liquid damage, mechanical breakdown and cracked screen. You also get £50 mobile accessory cover and 60 days per year worldwide cover.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£50
Accessory Cover
60 days
Worldwide Cover
Excluded
Unauthorised Use
Excluded
E-Wallet Cover
Excluded
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Worldwide cover
Worldwide cover
Cracked Screens
Cracked Screens
Premium Cover
£3.50 Per Month
+ pay annually get 1 month free
+ no limit on claims
+ 12 month warranty on replacements
Our Premium Cover includes theft cover in addition to accidental damage, liquid damage, mechanical breakdown and cracked screen. Accessory cover is £100 and you get 90 days a year of worldwide cover. In the event of theft, you get a replacement phone. You're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£100
Accessory Cover
90 days
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Worldwide cover
Worldwide cover
Cracked Screens
Cracked Screens
Device Theft
Device Theft
Ultimate Cover
£4.50 Per Month
+ pay annually get 1 month free
+ no limit on claims
+ 12 month warranty on replacements
With our Ultimate Cover, you get loss and theft cover, plus accidental damage, liquid damage, mechanical breakdown and cracked screen. Mobile accessory cover is £150 and you get 120 days per year of worldwide cover. In the event of loss or theft, you get a replacement phone. Whether your device is lost or stolen, you're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£150
Accessory Cover
120 days
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Included
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Worldwide cover
Worldwide cover
Cracked Screens
Cracked Screens
Device Theft
Device Theft
Device Loss
Device Loss
Get started with our gadget insurance quote
Cover to match your circumstances
Family Bundle Cover
Bundle & Save
Best value, cover all your families’ gadgets under one of our great value bundle policies. Easily add and remove items.
Student Gadget Cover
Covers your gadgets no matter whether you are at home, university or traveling abroad for up to 90 days per year.
Business Gadget Cover
Covers gadgets such as phones, laptops, tablets owned by your company and used by any employee.
Why Switched On Insurance
Simple, fair, great value insurance with fantastic customer service as standard. That’s it.
Don't get ripped off by mobile phone networks and phone retailers, come direct to us the mobile insurance specialists and you could save over 50% of the cost for equivalent or better cover. Cover your phone and gadgets for mechanical breakdown, water damage, accidental damage, theft and loss (including when you are overseas).
What’s more, if you insure more than one gadget with us, we will offer you a discount saving you even more money! You can get a quote, select your cover and buy online in just a few minutes.
See how our policies compare and become a Switched On person too.
Truly unlimited claims
No hidden claim cost
12 month warranty on replacements
Like-for-like replacements
I was looking for a high level of cover which didn't cost the earth. I looked at many different sites and quotes and found that Switched on Insurance was the best value for money.
Mrs Dyan R
Very clear pricing and Ts&Cs. Best value for money compared to its competitors and I knew exactly what I was buying. I've recommended Switched On to friends.
Mr Timothy P
Quick and easy to apply, good information, and a clear easily understood web-site. A comprehensive insurance for less than some insurers charge for a lesser level of cover.
Mrs Kathleen H