Whether it's your tablet, games console or Smart Watch, there's probably at least one gadget you can't live without. Electronic devices are expensive and repairs costly, so it's well worth grabbing some gadget insurance. Insuring your device won't break the bank because at Switched on Insurance, we've got the UK's best value gadget cover.
What's covered and how much does it cost?
If you've ever dropped your gadget or spilled a drink over it, you'll understand just how much you rely on your electronic devices. Getting gadget insurance means you'll be covered for repair or replacement in the event of an accident. Gadget travel insurance is included in all our policies. We offer three levels of cover and you can pay monthly or yearly. The cheapest way to insure your gadgets is to pay annually, as this way you can take advantage of our discounted rates. The below examples are based on individual Personal, Student and Business Cover.
Standard Cover
Premium Cover
Ultimate Cover
Standard Cover
£3.00 Per Month
+ pay annually get 1 month free
+ no limit on claims
+ 12 month warranty on replacements
With our Standard Cover, you're insured for accidental damage, liquid damage, mechanical breakdown and cracked screen. You also get £50 mobile accessory cover and 60 days per year worldwide cover.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£50
Accessory Cover
60 days
Worldwide Cover
Excluded
Unauthorised Use
Excluded
E-Wallet Cover
Excluded
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Worldwide cover
Worldwide cover
Cracked Screens
Cracked Screens
Premium Cover
£4.00 Per Month
+ pay annually get 1 month free
+ no limit on claims
+ 12 month warranty on replacements
Our Premium Cover includes theft cover in addition to accidental damage, liquid damage, mechanical breakdown and cracked screen. Accessory cover is £100 and you get 90 days a year of worldwide cover. In the event of theft, you get a replacement phone. You're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£100
Accessory Cover
90 days
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Worldwide cover
Worldwide cover
Cracked Screens
Cracked Screens
Device Theft
Device Theft
Ultimate Cover
£5.00 Per Month
+ pay annually get 1 month free
+ no limit on claims
+ 12 month warranty on replacements
With our Ultimate Cover, you get loss and theft cover, plus accidental damage, liquid damage, mechanical breakdown and cracked screen. Mobile accessory cover is £150 and you get 120 days per year of worldwide cover. In the event of loss or theft, you get a replacement phone. Whether your device is lost or stolen, you're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£150
Accessory Cover
120 days
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Included
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Worldwide cover
Worldwide cover
Cracked Screens
Cracked Screens
Device Theft
Device Theft
Device Loss
Device Loss
Get started with our gadget insurance quote
What types of cover are available?
Whatever your circumstances, we've got a type of cover to suit you. If you only need to insure your own mobile phone, you can choose from Personal Cover, Student Gadget Cover or Business Gadget Cover. Need to insure your whole family? Our bundle deals provide even greater savings on multiple gadgets including mobile phones.
Family Bundle Cover
Bundle & Save
Best value, cover all your families’ gadgets under one of our great value bundle policies. Easily add and remove items.
Student Gadget Cover
Covers your gadgets no matter whether you are at home, university or travelling abroad for up to 90 days per year.
Business Gadget Cover
Covers gadgets such as phones, laptops, tablets owned by your company and used by any employee.
See how our policies compare and become a Switched On person too.
What types of gadget can be covered?
At Switched on Insurance, we cover any of the following types of gadget:
Computing gadgets
- Smartphones
- Tablets
- Laptops
- Desktop computers (PCs)
Entertainment gadgets
- E-readers
- MP3 players
- Headphones and earphones
- Games consoles
- Handheld games consoles
- DVD and Blu-ray players
Personal gadgets
- Mobile phones
- Smart watches
- Wearable devices
Photography gadgets
- Digital cameras
- Video cameras
- Camera lenses
Car gadgets
- Satnavs
- In-car computers
What are the benefits?
Your gadgets will be covered for accidental damage and breakdown, device theft and device loss, depending on the level of cover you choose. The best bit is you'll be paying a lot less than other providers because we're a specialist insurer.
I was looking for a high level of cover which didn't cost the earth. I looked at many different sites and quotes and found that Switched on Insurance was the best value for money.
Mrs Dyan R
Very clear pricing and Ts&Cs. Best value for money compared to its competitors and I knew exactly what I was buying. I've recommended Switched On to friends.
Mr Timothy P
Quick and easy to apply, good information, and a clear easily understood web-site. A comprehensive insurance for less than some insurers charge for a lesser level of cover.
Mrs Kathleen H
Frequently asked questions
How does gadget insurance work?
You select the device or devices you'd like to insure, choose your preferred type and level of cover, then pay a monthly or annual fee. Just like household contents insurance, you'll have to pay an excess in the event of a claim. However, gadget insurance excess is a lot less than contents insurance excess.
Does gadget insurance cover water damage?
Here at Switched on Insurance, all our gadget insurance policies cover liquid damage.
Does gadget insurance cover a cracked screen?
All of our gadget insurance policies cover cracked phone screens.
What does my policy cover?
What your policy covers depends on the level of cover you have opted for. At Switched on Insurance, our Standard Cover includes accidental damage and breakdown, our Premium Cover adds device theft and our Ultimate Cover adds device loss.
With all our policies you're covered for repairs and replacements to your gadget's accessories and you're also covered when you're travelling abroad. The amount and duration of these varies according to the level of cover you've selected.
Our Premium and Ultimate packages include cover for unauthorised use and unauthorised e-wallet transactions in the event of theft or loss.
What devices do you insure?
We insure any make and model of gadget. You can also get cover for other devices such as tablets, laptops, PCs, e-readers, games consoles, cameras, sat-navs and wearable gadgets. This list is not exhaustive, but rest assured, whatever devices you'd like to insure, we'll be able to cover you.
Can I insure devices from eBay?
You can insure any devices, irrespective of where they were purchased. This means whether you've bought your devices from eBay, Amazon, high street retailers or from friends, we'll be able to insure them.
How quickly will I be covered?
You are covered immediately once your payment has gone through. You'll be emailed a link to download your policy documents straight away but you won't have to wait for this for the cover to begin.
Who does my policy cover?
If you've chosen our Personal, Student or Business Cover your policy will cover you for the device you selected to insure.
If you've chosen a Family Bundle, this will cover all the devices you selected to insure, regardless of which member of the family uses them.
How do I make a claim?
If you need to make a claim for accidental damage or breakdown, you can make a claim online via our website.
If you need to make a claim for theft or loss, you must do so by calling our claims helpline on: 0330 880 1746.
Our claims helpline is open Monday to Friday between 09:00am and 17:00pm.
Calls to our claims helpline are charged at local rate.